AuthorWrite something about yourself. No need to be fancy, just an overview. ArchivesCategories |
Back to Blog
Household budget by percentage4/18/2024 ![]() ![]() ![]() Just be sure to tuck away some funds in case of a medical emergency. Healthcare: Shop around for affordable healthcare plans, such as a high-deductible health plan (HDHP), which will have a much lower premium.If you decide that purchasing a new car is necessary, aim for one with a monthly payment that fits into your budget (including the insurance, maintenance, and gas costs). Transportation: Vehicle purchases were up significantly in 20, according to the data, but if you still need a car, consider buying a used car instead of a new one, driving a more cost-effective car, or even forgoing a car altogether and relying on public transportation. ![]() That way, you’ll get to socialize and “eat out,” but you’ll do it on the cheap. And instead of those weekly happy hours with friends, try hosting a rotating potluck instead. You may also consider a membership to a bulk store such as Costco or Sam’s Club, which can save you money. Food: Limit eating out to once a week or month, and start cooking most of your meals at home.Consider cutting cable and relying solely on a streaming service like Netflix, Hulu, or Amazon Prime (or cutting out a streaming service or two if you have a lot of subscriptions). Entertainment: Although many Americans spent less here in 20, it’s still usually one of the easiest areas to make changes.Education: Consider a more cost-effective college or university apply for scholarships and grants or even a no-loan college. ![]()
0 Comments
Read More
Leave a Reply. |